An Image Response to "What is Mine is Yours" (Final Version)

A simple math formula can help consumers realize 

how much they can ACTUALLY spend when 

buying something under credit?

Consumers often do not think of FEES and INTERESTS, 

much less how LONG it takes to pay debt.

It is really easy to add up thousands of dollars in things consumers think they "NEED."

 But do consumers REALLY need it all?

Brand names can become very expensive for consumers. 

It is simple to use a credit card to BUY the UNFORDABLE,

 but is the burden of debt worth it?     

     

Credit cards do come in handy for consumers,

 it is very hard to pay for EVERYTHING in cash. At some point any 

consumer will be faced with an emergency or unseen expenses,

 but do consumers need  3 CREDIT CARDS or MORE?

In harsh economic times consumers need to learn to ADAPT,

 and do what possible to SAVE money.

RESPONSIBLE spending is part of consumers UNDERSTANDING a BALANCED lifestyle.

Consumers need to think about their PURCHASES.

 It is true that everyone deserves to satisfy their WANTS,

 but at what COST?

OVERSPENDING will bring consumers short-term happiness.

 Starting over with NOTHING is harder than

 RESPONSIBLE spending from the beginning.

It will probably take a longer period of time for consumers

 to have everything they WANT and NEED, 

but it will be safe road unlike the easy one 

that takes you directly to UNBEARABLE DEBT.