An Artist Statement

The Artisit Statment can be found in the following link:

https://docs.google.com/document/pub?id=1ZJ5sJxi0GjdmEVGMUE4pkszARttbxsd1Zw9Ikwbiwm4

A Text Response to "What is Mine is Yours" (Final Version)

On September 2009 I access my different bank accounts to add up my credit card debt. It added to almost 5,000 dollars. I have gotten my first credit card back in 2006. By the end of 2007 all three credit cards under my name were maxed out. For two years they never had more than a couple hundred dollars available for use. For those two years I mostly made minimum monthly payments to avoid late fees. My debt was a combination of impulsive consumption and economic crisis. At the beginning when the crisis hit, it seem like credit cards were my savior: the perfect solution. For a while they were, but after a few months I kept drowning deeper and deeper in debt. I didn't know how to get out of it. In every single payment seemed I was just paying interests and fees, never the actual debt.

Once upon a time, our love affair with credit cards started. There is nothing wrong with credit cards; they are useful in emergencies, and to pay for items worth thousands of dollars that would take the same amount of time to pay them off via credit card as it would to save up cash to buy them. The problem starts with irresponsible spending. When buying something, the price has to be reasonable according to your income. People seem to tune out of reality when using their credit cards. Buying something with a credit card includes different costs than the price you pay at the store, such as interest. There is a good reason why banks won’t give you a loan unless you can prove you have the money to pay it back. Sometimes it may seem like a stupid and even cruel rule, but the truth is that it is the most logical one. Why would you want to get a loan if you know there are no chances of you paying it back? Why would you want to drag that weight over your shoulders? It just makes no logical sense, but then most of the world has no logical, common sense.

We all rely on plastic to afford what we want, even when we don’t need it. The advertising industry has succeeded it in converting an “I want,” to an “I need.” Credit cards are the solution to satisfy all those new things we want, and tell ourselves that we need them, in order to justify the debt that often is dragged out for years, and eventually takes over our lives.

The Super Bowl is a perfect example of these actions. During every television show, people usually use the restroom, get food or drinks, change channels, or basically anything that can be done in a two minute break. The Super Bowl is an exception; it is five hours of rare breaks from the television, or not even daring to change the channel. At the end of the night, the big winners are the commercials that made you laugh, made you feel inspired, made you say “that’s so cute,” or even say “I want that.” It is safe to say the advertising industry has successfully entered our minds and persuaded them to want the newest things no matter the cost. The sad part about it is that we think about these items and advertisements in our subconscious more than people care to analyze. It is so sad, that in fact, we lose sense of rationality sometimes, and focus on acquiring more and more crap that we don’t need.

Everyone wants the newest item in the market, no one likes a 20-year old car. Everyone wants the best possible lifestyle, no one wants a small house in a bad neighborhood. It is a good thing to be ambitious and want the best for ourselves, but often ambition turns into greed. There are many things that we need, want, desire, or deserve, but is it everything?  Is almost like we have allowed advertising consume our inner emotions making us value material things more than anything else in life.

In order to afford or think we can afford everything we purchase, our life’s have become our work. We need money for everything in life, but we always want more to buy crap we more than likely do not need or even worst won’t even use for its actual purpose. The question then is, does working all the time to satisfy what we often think we need and want will actually bring us happiness?

The book, “What’s mine is Yours: The Rise of Collaborative Consumption” by Rachel Botsman and Roo Rogers talks about how the Kellogg Company decided to cut the working day from 8 hours to 6 hour shifts. That meant cutting paychecks, but it balanced out when the company increased the hourly wage. At the end of the day it turned out to be a win-win situation for both the company and employees. Kellogg’s production increased because the workers felt that their job hadn’t taken over their lives, so they actually enjoyed their job and it pushed them to work harder. Let’s say the workers hourly wage hadn’t been increased when their hours were cut, would that have really affected what they can afford to have a good life? Would it really been tragic, that perhaps instead of being able to get a new television every year, it was going to be every two years? Could having the newest television set every year have provided the worker with enough happiness that his production level would have increased as well? Although I do not have proof, I’m about 99.9% sure the answer would be no. As relaxing as watching television can be, it doesn’t compare to having time to yourself to pursue a hobby or spend time with your family and friends.

As tempted as we may be to get everything we want and think we need, we also need to learn to say no. The real tragedy does not rest in not being able to afford everything out there on the market; the real tragedy is having ourselves consumed by what has become out-of-control consumption. It would be hypocritical of me to say that I do not like buying new things, or that I haven’t used my credit card irresponsibly, or that I wish I could have certain items or the newest version of something I already have. However, the truth is that I have learned my lesson.  I keep a tab on myself of how much I can owe and actually pay it back in a reasonable amount of time, not for years. Of course every now and then I fall out of track, but hopefully it will never go back to when I felt every new bank statement seemed exactly as the previous one. The truth is that there is no keeping up with technology or any product for that matter, there is no point in stressing out in trying to afford the newest of everything. I have become a smarter consumer by actually knowing what is it that I am getting for my money. Most importantly, and perhaps what has become harder for our society to see, is this: yes, money brings a certain amount of comfort and can give us a better life, so it is important to work towards that, but owning everything just because we can is meaningless and can destroy us.

A Sound Response to "What is Mine is Yours" (Version One)

A Video Response to "What is Mine is Yours" (Version One)

A Sound response to "What is Mine is Yours" (Final Version)

A Video Response to "What is Mine is Yours" (Final Version)

An Image Response to "What is Mine is Yours" (Final Version)

A simple math formula can help consumers realize 

how much they can ACTUALLY spend when 

buying something under credit?

Consumers often do not think of FEES and INTERESTS, 

much less how LONG it takes to pay debt.

It is really easy to add up thousands of dollars in things consumers think they "NEED."

 But do consumers REALLY need it all?

Brand names can become very expensive for consumers. 

It is simple to use a credit card to BUY the UNFORDABLE,

 but is the burden of debt worth it?     

     

Credit cards do come in handy for consumers,

 it is very hard to pay for EVERYTHING in cash. At some point any 

consumer will be faced with an emergency or unseen expenses,

 but do consumers need  3 CREDIT CARDS or MORE?

In harsh economic times consumers need to learn to ADAPT,

 and do what possible to SAVE money.

RESPONSIBLE spending is part of consumers UNDERSTANDING a BALANCED lifestyle.

Consumers need to think about their PURCHASES.

 It is true that everyone deserves to satisfy their WANTS,

 but at what COST?

OVERSPENDING will bring consumers short-term happiness.

 Starting over with NOTHING is harder than

 RESPONSIBLE spending from the beginning.

It will probably take a longer period of time for consumers

 to have everything they WANT and NEED, 

but it will be safe road unlike the easy one 

that takes you directly to UNBEARABLE DEBT.

   

following unwritten rules

                In the book, “The Future of the Internet and How to Stop It” the author Jonathan Zittrain talks about an experiment done in the city of Drachten, Deutschland. The experiment called, “unsafe is safety” require the city to remove all traffic signs, parking meters, and parking spaces; the only rules left were: drivers should yield to the cars to the right, and no car should park where it blocked another car. Ironically, the test had successful results: drivers were indeed driving in a safety way. The author quotes traffic expert Hans Monderman, “The many rules strip us of the most important thing: the ability to be considerate. We’re losing our capacity for socially responsible behavior. The greater the number of prescriptions, the more people’s sense of personal responsibility dwindles.”

                After reading about this experiment I thought about the rules, or more like the lack of rules, that apply to the internet; more specifically during the use in social media. Zittrain himself asks the question later on the book, “What are the technical tools and social structures that inspire people to act humanly online?”

                Most users of social media know how to say things in order to be understood in the way they want to be understood. Most users understand what can be said in a public matter against saying it through private messages. None of these rules were written on a handbook whatsoever, they are more a combination of common sense and mutual agreement between users. As users learn how to use different social networks, they learn how each of them work and how to use the, correctly, including following their “unwritten rules.” A clear example is the difference between Facebook and twitter. Facebook is to stay connected with your friends. Twitter is a micro-blogging site. Of course both sites offer you the opportunity to stay connected with people you knew and meet knew people. Both sites offer you the opportunity to tell the world what are you doing, why are you doing it, your current thoughts, what you wish to do, your opinions, and basically anything about your life you wish. Yet it is annoying to see people who post all their tweets on their Facebook status. First, probably because if there is a hash tag included is useless in Facebook. The purpose of the hash tag is for your tweet to be seen by other users who are interested on the same subject. Part of twitter is able to see tweets from users you do not follow or know, that relate to something you want to learn more or just want to read. On Facebook, you basically find other people through friends or name, not by interests. Second, is common to make several tweets along the day; several Facebook status updates a day seem to be somewhat intense. Another big difference is how to use each social network to communicate with your friends. Is more common to use Facebook to have some sort of conversation with a friend, on twitter is more like a few replies about each other’s opinion in some subject, but not a detail conversation. Definitely users that understand both social networking sites, know that there are certain things that can be either a tweet or Facebook status updates, but not both.

                No matter what are the differences between any social networking sites, so far it seems that not having written rules works. For some reason people are aware that they need to respect each other, (of course there are always exceptions), whether they know each other or not, in order for social media to work. Social networks provide users with an open forum to discuss anything: from a simple what to do for the day to the heaviest political debate going on. Whatever the discussion is about, users know that if it becomes a back-and-forth of insulting each other is not going to lead anywhere. So the question is why, it seems people can be more civilized online than in person? Perhaps because saying something in written word instead of spoken gives people a bit more time to calm themselves and rationalize what they say. Perhaps the space between each other makes us act humanly because it provides a space for respect. Perhaps as mentioned above in the blog, part of understanding in detail the purpose of each networking site, shows users that this sites provides them with the freedom to say what they want. Of course, there has always been freedom of speech, right? The difference is that users know that whatever is said online will be staying there indefinitely, very likely forever. Knowing that there will always be proof of what you said once upon a time, makes us more cautious and we try to be more educated about whatever we said. Or perhaps is the fact that everyone feels social media gives us the right to say what we want without being judge, therefore people think twice before judging twice. There is no concrete answer to what Zittrain asks, but just like the traffic signs experiment shows, “unwritten rules” makes us aware that at the end of the day we respect each other’s as humans and not as part of a justice system; I know it sounds a bit idealistic, but social media will continues to emerge as long as it gives people the comfort of being able to raise their voice without fear of judgment.